It is permissible for a person who is in debt and facing financial hardship, either because he is unable to earn money or because the creditor is absent and he cannot pay him, to go for Hajj if certain conditions are met.

In Islam, paying back an interest-based loan is only permissible if canceling it is impossible, and even then, interest must be avoided if feasible. Repentance, seeking forgiveness, and striving to avoid such financial transactions in the future are essential steps in maintaining one’s faith and adherence to Islamic principles.